Build your credit
Up to $10,000 credit limit. Start building your personal credit history in the U.S.1
No SSN required
Apply without a Social Security Number (SSN) or previous credit history.1
Accepted globally without foreign transaction fees.2
|Bank of America||Citibank|
Annual Percentage Rate
|Apply with no SSN|
|Bank of America|
|Maximum Credit Limit|
|Bank of America||$5,000|
|Annual Percentage Rate (APR)|
|Bank of America||23.74%|
|Foreign Transaction Fee|
|Bank of America||3%|
The information above is obtained by East West Bank from the listed institutions' websites. Accurate as of 06/23/2022; website data may change. Additional features and terms may also apply to each institution’s secured card.
Build credit history even without a Social Security Number (SSN)
Higher limits allow you to spend more and build your credit history
We report to Experian, one of the three major credit bureaus in the U.S. Start building your credit history now
Enjoy the convenience and value of a Secured Credit Card
If you don’t already have the Mobile App, please download here.
Apply for the Secured Credit Card in the App.
When you submit your application, you will need to provide a refundable security deposit equal to your chosen credit limit. You can close your credit card account any time and get your security deposit3 back.
Once you receive your Secured Credit Card, activate it by following the instructions included with your card.
Enroll for online access here.
After you activate your card, we’ll provide you with a full suite of management tools where you can:
Set up a payment account to make recurring or one time payments to your card.
Review your balance, available credit, and transactions.
Download your secure credit card statements.
Set up alerts to notify you when important events occur on your Secured Credit Card.
Enjoy using your Secured Credit Card and start building your credit history in the U.S.