An account with no monthly maintenance fee, for seniors living in the U.S.

Want a low opening balance, unlimited check writing without per check charges, and an account with no monthly account maintenance fee? Senior Checking is the solution.

Account Overview

  • Interest bearing.
  • A low opening balance.
  • Unlimited check writing
  • No per check charges

Minimum Opening Balance


Monthly Maintenance Fee

No monthly maintenance fee.

ATM Access

  • No charge at East West Bank ATMs, Allpoint ATMs1 and MoneyPass ATMs1.
  • No East West Bank withdrawal fee for the first two non-proprietary ATM withdrawals per statement cycle (3rd party ATM usage fees may be charged to your account at the request of the provider operating the non-proprietary ATM).

Associated Accounts and Services

Senior Savings

Other Requirements

You must be age 62 or older to open this account.

Our Checking Accounts Include:

  • Mobile and Online Banking2
  • Online bill payment2
  • Direct deposit
  • Visa debit card
  • 24-hour automated telephone banking


For more details, view our Deposit Account Agreement and Fee Schedule.

1 If the surcharge screen appears during your Allpoint or MoneyPass ATM transactions, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. In the event that your transactions incurred a surcharge fee, it will be refunded on your monthly East West Bank statement at the end of your banking cycle.

2 Online Banking Service enrollment required. Message and data rates may apply. Check with your wireless service provider for details.