Unlock the Value of Your Home

Your home can be a powerful financial tool. Home Equity Line of Credit (HELOC) gives you the freedom to make major decisions on home improvements, college education, debt consolidation, and family vacations.


Competitive Advantages

•  Easy access to funds within the first 10 years

•  No minimum credit score requirement

•  No prepayment penalty

•  Interest only monthly payment during the draw period

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Eligible Borrowers

Individuals (including married or joint applicants), LLCs, Corporations, Trusts, Foreign Nationals, and Non-Permanent Resident aliens.



All rates, fees, products and program guidelines are subject to change or discontinuance without prior notice.  Other limitations and restrictions may apply.  All loans subject to East West Bank’s application, underwriting, appraisal and credit approval.  Program available in select counties of California, Georgia, Massachusetts, Nevada, New York, Texas, and Washington.  Cash-out refinancing is not available in the state of Texas.

East West Bank offers mortgages on properties in select areas within the United States. The mortgage loan documents and transactions will be conducted in English. If you do not read or speak fluent English, you will need to retain a reliable translator. The Bank is not responsible for, and you will not rely on, translation by the Bank. All transactions will be conducted in the U.S.; an attorney-in-fact can sign loan closing documents if appointed by a legally acceptable Power of Attorney. A valid government-issued ID card is required for all applicants for identity verification purposes.

 Equal Housing Lender.