iTalkBB UnionPay Prepaid Card Bundle

With our iTalkBB UnionPay Prepaid Card Bundle, you’ll enjoy the unparalleled purchase power of a iTalkBB UnionPay Prepaid Card and the on-the-go convenience of an East West Bank Value Checking account.

iTalkBB UnionPay Prepaid Card

With the iTalkBB UnionPay Prepaid Card from East West Bank, you’ll enjoy unparalleled convenience when making purchases in the United Stated or while traveling internationally, especially in Asia.

Key benefits of the East West Bank iTalkBB UnionPay Prepaid Card1

  • Enjoy nearly 100% acceptance in China
  • Use your prepaid card in the U.S. where Discover® and NYCE® are accepted.

Please note: iTalkBB UnionPay Prepaid Cards are not accessible in U.S. sanctioned countries including Russia.

Value Checking Account

Value Checking is a good choice for those who want a low cost, full service U.S. checking account.

Account Overview

  • Low opening balance
  • Unlimited check writing without per check charges

Minimum Opening Balance2

Monthly Maintenance Fee2
$5 monthly maintenance fee. Waived if you maintain a $1,500 monthly average balance or a $5,000 prior-month end combined average balance in your qualifying East West Bank consumer deposit accounts.

Our Checking Accounts Include:

  • Mobile and Online Banking3
  • Online bill payment3
  • Direct deposit
  • Visa® debit card4
  • 24-hour automated telephone banking

View additional product terms

For more information you can also, view our Deposit Account Agreement and Fee Schedule.


Bank products and services are offered through East West Bank.

The East West Bank Value Checking and iTalkBB UnionPay Prepaid Card products are FDIC insured, up to $250,000 per depositor through East West Bank, Member FDIC.

East West Bank is not an affiliate of or in any way officially connected with UnionPay, and as such, does not endorse or warrant UnionPay’s products or services. All product and company names are trademarks or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Please refer to the East West Bank iTalkBB UnionPay Prepaid Card disclosure for additional information on fees, terms and conditions.

1 Please refer to the East West Bank iTalkBB UnionPay Prepaid Card Disclosure for additional information on fees, terms and conditions.

2 The monthly maintenance fee will be waived and the minimum opening balance requirement will be reduced to $25 on any Value Checking account opened by a New York State resident.

3 To access mobile banking, you must first enroll in East West Bank’s Online Banking Service.  View the East West Bank Online Banking Agreement for more information about both online and mobile banking. While East West Bank charges no fees for Online and Mobile Banking services, internet, text and wireless carrier data access fees may apply depending on your plan.  Check with your service provider for details.  Internet access is needed to use Online Banking Services, Mobile Apps and Mobile Web.

4 If the surcharge screen appears during your Allpoint or MoneyPass ATM transactions, press "Yes" to accept the surcharge and proceed with your withdrawal. You will not be assessed a surcharge fee. In the event that your transaction incurred a surcharge fee, it will be refunded on your monthly East West Bank statement at the end of your statement cycle.