Secured Credit Card

A new card for a new journey.

Start building your credit history1 with a Secured Credit Card. No SSN or U.S. credit history needed to apply. No annual fees.

Up to $10,000 credit limit
Higher limits allow you to spend more and build credit1 more quickly.

No foreign transaction fees or annual fees
Life is an adventure. Explore with the card that takes care of you. Use your card anywhere in the world with no foreign transaction fees and no annual fees.

SSN not required
Build credit1 before you have an SSN.

Establish your personal credit history1
We report to Experian, one of the three major credit bureaus in the U.S. Start building your credit profile now.

How does the Secured Credit Card work?
When you submit the application, you provide a refundable security deposit equal to your chosen credit limit. You can close your credit card account any time and get your security deposit back.

Learn More 

Compare with other secured credit cards

East West Bank
East West Bank
Bank of America Citibank
Apply with
no SSN
yes no no
Credit Limit
$10,000 $5,000 $2,500
20.99% 26.24% 27.74%
Transaction Fee
No fee 3% 3%

The information above is obtained by East West Bank from the listed institution's websites. Accurate as of 02/01/2024; website data may change. Additional features and terms may also apply to each institution's secured card.

1We may report information about the status and payment of your Account to credit bureaus and other creditors. East West Bank will report this information using the available personal identifying information you have provided to us or provide to us at a later date. You can learn more about how we report Credit in your Secured Visa® Classic Credit Card Agreement.