Listed below are some of the common checking account service and maintenance fees, and digital banking transfer limits and delivery times. This list does not represent all fees associated with your account.  For a complete list of account related fees, please refer to the East West Bank Fee Schedule.

For additional product information and other terms and conditions that apply to this account, please refer to the Product Disclosure and East West Bank Deposit Agreement.

Maintenance Fee

Monthly Maintenance Fee
$25
or
$0 with ONE of the following:
a.) $2,500 monthly average balance
b.) $10,000 prior month end combined average balance in your deposit accounts with us

Note: The above information is applicable only to the Premier e-Checking and Premier Digital Checking products. If you have a different product type, you may contact your East West Bank branch office or our customer service center to find out more about the monthly maintenance fee applicable to your specific account.

ATM Withdrawal Fees

East West Bank ATMs
There is no charge for using an East West Bank ATM

Other ATMs
There is no charge for using an ATM that participates in the MoneyPass or Allpoint Networks. If you use an out-of-network ATM, East West Bank will not charge you for the first two ATM withdrawals per statement cycle, but will assess a $1.00 fee for each withdrawal thereafter.

Note: A 3rd party ATM usage fee may be charged to your account at the request of the provider operating the ATM.

Outgoing Wire Transfer Fees

Domestic
Sent to a recipient within the United States

$30.00
per transfer

Foreign - in U.S. Dollars
Sent to a recipient outside the United States

$40.00
per transfer

Incoming Wire Transfer Fees

Domestic or Foreign
Credited to your account

$10.00
per transfer

Transfer Limits 1
Daily limit2
Rolling (30 day limit)3
Transfer Limits 1

Internal Transfer4

$10,000

$20,000

ACH Transfer

$10,000

$20,000

U.S. Domestic Wire Transfer

$100,000

$200,000

International Wire Transfer

$100,000

$200,000

Internal Transfer4

$10,000 Daily limit2
$20,000 Rolling (30 day limit)3

ACH Transfer

$10,000 Daily limit2
$20,000 Rolling (30 day limit)3

U.S. Domestic Wire Transfer

$100,000 Daily limit2
$200,000 Rolling (30 day limit)3

International Wire Transfer

$100,000 Daily limit2
$200,000 Rolling (30 day limit)3

Estimated Transfer Delivery Times 1,5

U.S. Domestic Wire Transfer

1-3 business days

ACH Transfer

3-5 business days

International Wire Transfer

Delivery times vary; an estimated delivery date will be provided by email once your request has been received.

Transfer limits may vary by customer. Login to the mobile app or online banking to view the transfer limits specific to your account. For service specific terms and conditions, and account eligibility requirements, refer to the "Transfer Services" section of the Bank’s Online Banking Agreement.

Daily Limit is the maximum amount you can transfer in a single business day.

Rolling 30-Day Limit is the maximum amount you can transfer within a 30-day period (current day + 29 calendar days).

Internal Transfer Limits do not apply when sending funds to your own qualifying East West Bank account, although your transfer amount will be limited to funds available to send.

A business day is any U.S. non-holiday weekday. Transfer requests received after the service specific cutoff time, or on a non-business day, may not be processed until the next business day. Cutoff times vary depending on the transfer service. Refer to the "Transfer Services" section of the Bank’s Online Banking Agreement for additional details.