a. Minimum funding deposit:

• Premier e-Checking - must be funded within 60 days of application approval with a single opening deposit of $2,500 or more.

Note: Funding deposits received for an amount that is less than $2,500 are, at the discretion of the Bank, subject to return to the customer.

• Premier Digital Checking - must be funded within 60 days of application approval with a single opening deposit of $100 or more.
• Global Student - must be funded within 60 days of application approval with a single opening deposit of $300 or more.

b. Fee information:

• Premier Digital Checking - $25 Monthly Maintenance Fee, which is waived if you maintain a $2,500 average monthly balance in the account during the current statement cycle, or a $10,000 average combined balance in your owned East West Bank consumer accounts during the prior month.
• Global Student - No monthly maintenance fee.

c. Account closure rules: Digitally opened checking accounts that are not funded within 60 days will be automatically closed. 

Additionally, accounts that at any time maintain a continuous $0 balance will be subject to automatic closure based on the following:

• Premier Digital Checking - $0 balance for 60 days
• Global Student - $0 balance for 60 days

d. Account re-opening rules:

If your account is closed due to a $0 balance, your account can be automatically re-opened if you make a minimum funding deposit.

Note: Account re-opening requests are subject to Bank review and approval. The Bank is under no obligation to honor a re-opening request, and not all accounts will qualify for re-opening. Your funding amount may result in your balance being less than the minimum balance needed to avoid the Monthly Account Maintenance fee.