a. Minimum funding deposit:
Note: Funding deposits received for an amount that is less than $2,500 are, at the discretion Bank, subject to return to the customer.
b. Monthly maintenance fees: Both the Premier e-Checking and Premier Digital Checking accounts have a $25 monthly maintenance fee, which is waived if you maintain a $2,500 average monthly balance in the account during the current statement cycle, or a $10,000 average combined balance in your owned East West Bank consumer accounts during the prior month.
c. Account closure rules: Digitally opened checking accounts that are not funded within 60 days, or that at any time have a $0 balance for 60 days or more, will be automatically closed.
d. Account re-opening rules:
If your account is closed due to a $0 balance, your account can be automatically re-opened if you make a minimum funding deposit.
Product |
Minimum Funding Amount |
Premier e-Checking |
$2,500 |
Premier Digital Checking |
$100 |
Global Student |
$300 |
Note: Account re-opening requests are subject to Bank review and approval. The Bank is under no obligation to honor a re-opening request, and not all accounts will qualify for re-opening. Your funding amount may result in your balance being less than the minimum balance needed to avoid the Monthly Account Maintenance fee.