Spend time with your friends, not on finances

Spend time with your friends, not on finances

  • Open an account in minutes with your SSN or China National ID 1
  • Experience the mobile app, alerts, and customer service in Mandarin or English 2
  • Apply for a Velo Secured Credit Card and build your U.S. credit history 3
  • Don't worry about a minimum account balance, monthly maintenance fee, or ATM withdrawal fees with a Student Checking account 4
  • Send money

    Send money to China via Alipay Transfer and share Red Envelopes with friends.


  • Secured Credit Card

    Quickly build your credit in the U.S. No SSN required. 3



  • Student Checking

    Experience banking with no monthly maintenance fee, minimum balance, or ATM fees. 4


  • East West Bank

    Ranked by Forbes among the top 15 "Best Banks in America" since 2010.


Get Started with Velo

Download the Velo by East West BankTM app today.