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DISCLOSURE

_{Investment and insurance products are:}

Not FDIC Insured	Not Bank Guaranteed	May Lose Value
Not Insured by Any Federal Government Agency		Not Deposits

_{Check the background of this investment professional on FINRA’s BrokerCheck.}

_{Located at: 135 N. Los Robles Ave, Pasadena, CA 91101 Toll-Free 888.978.8617}

_{Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.}

_{Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.}

_{This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.}